Volume 13, Issue 03, 2025

1. 1. HEAVY METAL ACCUMULATION IN THE MUSCLE OF SELECTED AQUATIC SPECIES: A SEASONAL AND STATION-WISE ANALYSIS
      Manju Das1, Sujoy Biswas2, Sufia Zaman1, and Abhijit Mitra1; Techno India University, West Bengal, Salt Lake Sector V, Kolkata 700091, India
      Page No:1-6
      DOI:16.10089.AJ.2025.V13I03.285311.47110195

2. 2. Need to Reduce Transaction Cost and Risk Cost in Rural Lending: Indian Context
      Santosh Kumar Raut; L. N. Mithila University, Darbhanga
      Dr. K K Choudhary; Maharaja Laxmishwar Singh Memorial College, Darbhanga
      Page No:7-18
      DOI:16.10089.AJ.2025.V13I03.285311.47110196

3. 3. SEASONAL VARIATIONS AND ANTHROPOGENIC INFLUENCES ON DISSOLVED HEAVY METALS IN COASTAL WATERS OF WEST BENGAL
      Manju Das1, Arpita Saha1, Jagadish Mandal1, Nagaraj Sannabhadti1, Sufia Zaman1,
      and Abhijit Mitra1; Techno India University, West Bengal, Salt Lake Sector V, Kolkata 700091, India
      Page No:19-25
      DOI:16.10089.AJ.2025.V13I03.285311.47110197

4. 4. Mitigating Salinity Stress on Sonneratia apetala in the Indian Sundarbans: Management Strategies for Sustainable Mangrove Growth
      Vineeta Ghosh, Arpita Saha, Sufia Zaman and Abhijit MitraTechno India University, West Bengal, Salt Lake Sector V, Kolkata 700091, India
      Page No:26-32
      DOI:16.10089.AJ.2025.V13I03.285311.47110198

5. 5. Effective Human Resource Management in Indian Banking Sector: Need of the Hour
      Payal Kumari; Lalit Narayan Mithila University, Darbhanga
      Page No:33-42
      DOI:16.10089.AJ.2025.V13I03.285311.47110199

5. 5. Challenges of FinTech in India
      Niraj Kumar Jha; Lalit Narayan Mithila University, Darbhanga
      Page No:43-55
      DOI:16.10089.AJ.2025.V13I03.285311.47110200

7. 7. Efficacy of Mid-Day Meal Scheme in India: Challenges and Policy Concerns
      Rahul Khajuria; NIMS university Jaipur, Rajasthan 303121
      Page No:56-65
      DOI:16.10089.AJ.2025.V13I03.285311.47110201

8. 8. ASSESSMENT OF CONDITION INDEX AND FEED CONVERSION RATIO IN Carassius auratus
      1Pallavi Dutta; Charuchandra college, University of Calcutta
      2Ranajit Samanta; RCC Institute of Information Technology, West Bengal
      3Aditya Datta and 3Abhijit Mitra; Techno India University, West Bengal
      Page No:66-76
      DOI:16.10089.AJ.2025.V13I03.285311.4711020

      9. Characterization and Estimation of Weighted Komal distribution
      Gajengi Soujanya, N Vijayasankar; Annamalai University, India
      Page No:77-91
      DOI:16.10089.AJ.2025.V13I03.285311.471103

      10. NODATA

      11. NODATA

      12. Study of Senior Secondary School Students Engagement of Khargone District
      Dr. Durga Ratoriya; Rukmani Mahavidhyalaya, Khargone (M.P.)
      Page No:111-114
      DOI:16.10089.AJ.2025.V13I03.285311.471106

      13. EXPLORING THE SATISFACTION LEVEL OF WOMEN TEACHERS IN HIGHER EDUCATION INSTITUTIONS: A STUDY IN COIMBATORE DISTRICT, TAMIL NADU.
      Dr.M.S.RANJITHKUMAR 1, SAGAPTHA.S2 Dr.N.G.P.Arts And Science College ,Coimbatore.
      Page No:115-122
      DOI:16.10089.AJ.2025.V13I03.285311.471107

      14. IoT-Enabled Real-Time Energy Monitoring System For Efficient Power Management And Predictive Maintenance
      Akula V. S. Siva Rama Rao, Tele Naga Swathi, Medicharla Sravanthi, Mangina Naga Lakshmi, Sampara Vamsi Krishna; Sasi Institute of Technology and Engineering Tadepalligudem, India
      Page No:123-128
      DOI:16.10089.AJ.2025.V13I03.285311.471108

      15. IoT-Enabled Real-Time Object Detection and Power Control System
      Akula.V.S Siva Rama Rao, P.vishnu Vardhan, K.L.Surya teja, G.Surya ram, SK.Bajid; Sasi Institute of Technology and Engineering Tadepalligudem, India
      Page No:129-144
      DOI:16.10089.AJ.2025.V13I03.285311.471109

16. GST: A Catalyst for Sustained Economic Growth
Dr S K Thakur; L.N.Mithila University ,Darbhanga, Bihar, 846004
Page No:145-156
DOI:16.10089.AJ.2025.V13I03.285311.471110

17. Image Processing Based Tracking and Counting Along with Speed Estimation
Palasatti Srinivasa Reddi, Samayam Jnahitha, Mupparaju Pavan Kalyan, Mamidisetti Pavan Kumar, Vemu Pavan Sai Suresh; Sasi Institute of Technology and Engineering Tadepalligudem, India
Page No:157-164
DOI:16.10089.AJ.2025.V13I03.285311.471111

18. DEEPFAKE AUDIO DETECTION USING MACHINE LEARNING
Sandeep Kone, Abhinaya Jyothi Pasupuleti, Sai Ratna Prasanthi Kotikalapudi, Lavanya Gopasana, K.D.N.S.Vinaya Lakshmi; Sasi Institute of Technology and Engineering Tadepalligudem, India
Page No:165-170
DOI:16.10089.AJ.2025.V13I03.285311.471112